Guillermo Bermudez

Employer:	Vanquish International Bank
Position:	Officer
Time period:	January 2008 - Present
Description:	-Leading effort to develop new lines of business and assist with current operations.

Employer:	Citibank, N.A.
Position:	Vice President & Field Market Director
Time period:	May 2004 - August 2007
Description:	-Originated and managed construction loans for affordable housing and other CRA projects. -Responsible for the Community Development division in the Puerto Rico market.

Employer:	Popular Securities
Position:	Financial Consultant
Time period:	July 2003 - May 2004
Description:	-Responsible for generating new accounts and advising clients on investment options and portfolio management based on financial capacity, investor objectives, risk tolerances, and time horizon.

Employer:	Commercial Properties (CPDC)
Position:	Vice President
Time period:	February 2002 - August 2002
Description:	-Responsible for managing Puerto Rico division of the company. -Properties included over 1 million square feet of gross leasable space in grocery anchored shopping centers located in Dorado, Bayamon, Guaynabo, San Lorenzo, Levittown, Caguas, and Aguada.

Employer:	Commercial Properties (CPDC)
Position:	Chief Executive Officer
Time period:	November 2000 - February 2002
Description:	-Responsible for managing real estate company with yearly revenues of approximately $19.8 million. -Properties included over 3 million square feet of gross leasable space in grocery anchored shopping centers located in Louisiana, Mississippi, Florida, and Puerto Rico. -Supervised a staff of 34 employees in two geographic areas and a budget of over $1.9 million.

Employer:	Commercial Properties (CPDC)
Position:	Chief Financial Officer
Time period:	May 1999 - November 2000
Description:	-Handled about $49 million in real estate debt and over $70 million in reverse repurchase agreements over investment securities with numerous banks, insurance companies, and brokerage institutions, and supervised 10 employee accounting department.

Employer:	Citibank, N.A.
Position:	Vice President
Time period:	August 1994 - May 1999
Description:	-Originated construction and term loans for residential and commercial projects. -Initiated and managed syndications and participations of loans to other lenders. -Floated commercial mortgage securitizations in the U.S. capital markets (Conduit). -Responsible for credit process, problem recognition, and remedial management. -Worked with credit audit in the completion of their reviews and responded to their findings.

Employer:	Citibank, N.A.
Position:	Resident Vice President
Time period:	September 1992 - August 1994
Description:	-Managed large U.S., European, and Japanese multinational corporate relationships. -Originated and reviewed annually working capital and term loans. -Brokered medium term notes to other lenders.

Employer:	Chase Manhattan Bank, N.A.
Position:	Second Vice President
Time period:	December 1986 - May 1992
Description:	-Managed the cash management side of local corporate and multinational relationships. -Focused on sale of cash management, electronic banking, and custody services.

Employer:	Chase Manhattan Bank, N.A.
Position:	Assistant Treasurer
Time period:	December 1984 - December 1986
Description:	-Managed down local corporate relationships of doubtful credit quality. -Performed credit approval memorandums for annual reviews, emphasizing exit strategies, risk assessment, and repayment analysis. -Recommended write offs and/or effected credit recoveries. -Restructured credit facilities based on repayment capacity.

Employer:	Chase Manhattan Bank, N.A.
Position:	Credit Trainee
Time period:	December 1983 - November 1984
Description:	-Completed one-year officer entry level bank credit training program.

Memberships:

Former Member of the Board of Directors of the Wilbur Marvin Foundation